Some homeowners are being forced to buy flood insurance they don't need because of faulty FEMA maps that are out of date and riddled with errors. NBC's Jeff Rossen investigates.
When Nancy and Mike Heath wanted to refinance their home, they were stunned to learn they would have to pay for flood insurance to get the new mortgage. Their house sits up on a hill with no real risk of flooding. "All of a sudden, we were slapped with this huge flood insurance payment that we didn't expect," Nancy said.
The Heaths' bank said that, based on official maps made by the government agency FEMA, they live in a flood zone. But a TODAY investigation found that some of those maps, which are used around the country, are way out of date and riddled with errors.
The Heaths' map, for instance, was from 1981 — more than 30 years old. According to it, there was a brook running right through the center of their house.
"It's ludicrous. There is no brook," Nancy said.